If you’re buying a new car at Folsom Lake Ford, we do everything that we can to help you find a loan and finance your vehicle. Our Ford finance department actually works with a wide range of lenders, so we don’t just use one source for financing.
Here’s what you need to know.
When we look for a loan, we don’t just go to one place. We use multiple lenders and work with them to try and find a loan offer that works for you and your budget.
One we’ll work with is what’s known as an OEM-captive lender. Essentially, this is like getting a loan from Ford Motor Company itself. It’s a branch of this company dedicated to providing financing for drivers.
This isn’t the only lender our dealership or other Ford dealerships work with though. We often have other preferred lenders as well, including financial institutions. Banks like Capital One, Bank of America, and Santander are among Ford lenders. We even work with credit unions.
It’s all about finding you the best possible loan, so working with multiple sources of funding is just the obvious move. You never have to shop around on your own for the best financing offers.
Other Ford Financing Options
The Ford Motor Company also offers other choices when it comes to financing. There are standard financing options, Ford “Flex Buy,” and even some offers that are exclusive to certain vehicles, like the 2022 Ford Mustang Mach-E. We can walk you through all of it and find the option that works best for you.
If you’re trying to finance a new Ford vehicle, then visit our car dealership near Roseville, CA. We can answer any questions that you have about our latest Ford vehicles, the financing process, or our lenders. We look forward to assisting you!