Once you find the perfect car, truck, or SUV here at Folsom Lake Ford you have one more major decision to make. Do you buy or do you lease? It can seem like a tough choice, but our knowledgeable dealers and Ford financing experts are ready to walk you through whichever process you choose.

Buying and leasing each have their own advantages. Which choice works best for you comes down to how long you want to keep the car, what you plan to do with your vehicle, and what your driving habits look like. If you plan to keep your vehicle for a long time, you’re better off buying. Once your loan is paid off the car is yours, and you only have to worry about costs like fuel, maintenance, and insurance. If you’re keeping that 2020 Ford F-150 for a long time, buying it works out pretty well financially.

If you drive a lot you might also be better off buying. Lease agreements generally limit how much you can drive. If you think that you’re going to go above your allotted mileage, a lease might charge you extra fees. Buying is a good option if you want to customize your car in any way, as most leases restrict the modifications and parts you can use on your vehicle.

Leasing is great for any driver who wants the latest technology. Every few years you get to upgrade to a new Ford vehicle that offers new features, upgraded tech, and perhaps a restyled interior or exterior. You don’t have to worry about selling your car or the depreciation of a new vehicle. Leasing can also offer a more predictable cost of ownership because many contracts cover some forms of routine maintenance.

Visit our Ford dealership serving Roseville, CA and go over all of your options today. Our dealers and financing team will help you drive away in a Ford model you’ll love. We hope to see you soon!